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Debt Relief Options
 

There are other alternatives to solving your debt problems, and while we believe that RAM Financial Services is the best solution for most consumers, we want to educate each and every applicant on the other options available and let them make the choice that is best for their solution.


If you would like to learn more about debt relief, or any of your options, feel free to contact one of our friendly account executives for a free consultation at 1(866)726-2122.
 
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LEGAL
*Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. Settlement percentages exclude program fees. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

**At program completion if you save less than 30% of the overall balance you enrolled with than all monies will be refunded in full. Please keep in mind that if RAM Financial Services refers you to a program provided by another service provider, the RAM Financial Services refund policy will not apply.